Mortgage Terms

Length of Loan:

Flexible loan terms from 12 months - 30 years.

Borrowing Entity:

All borrowers must close in the name of an LLC

Lien Position:

First mortgage position.


A legal personal guarantee is required.

Loan to Value:

Up to 90% of contracted purchase price for purchase transactions

Up to 75% LTV of the as-is value for refinance transactions

Interest Rate:

Short-term starting at 6.99%.

Long-term starting at 4.99%.

Lender Programs:


Fix and Flip


Cash-Out Refinance

Asset Types:

Raw Land

Single Family

1-4 Unit Multi

5+ Multi Unit

Mixed Use


Apartment Buildings

Office Buildings

Medical Buildings


Loan Size:

$75,000 - No Max

Loan Advances:

Funds will be forwarded in draws of 1 to 4 advances to be determined by us. Funds will be wired by direct deposit into an account provided by the investor. An on-site inspection to determine current progress of the project may be required prior to release of funds. A sub-contractor guarantee may be required.

Prepayment Penalties:

No prepayment penalties.

Loan Origination Fees:

Starting at 2 points.

FICO Score:

600 minimum.